Welcome to Pay Your Family First

Did you know that 76% of teens don’t know if using a check-cashing service is a good choice or a bad choice? Or that just 26% understand credit card fees?*.

Poor credit decisions and mismanagement of money has led us to our current financial crisis. And whether it’s receiving our first allowance or signing our first rental agreement, money management skills begin in the home. That’s why Pay Your Family First works to empower today’s youth and their families through innovative and easy-to-understand programs that are applicable to real-world situations. These programs help teens tackle fiscal responsibility so they can become masters, instead of slaves, to their money.

Best Vacation Product by Dr. Toy

June 1, 2010

Dr. Toy’s Best Children’s Vacation Products Winners

2010 Award Report Now Available on the Internet

Assists Children to Play and Learn at Home and away on Vacation

SAN FRANCISCO, CA – The report of winning toys for Dr. Toy’s Best Children’s Vacation Products for summer 2010 is now available to parents, teachers and others on Dr. Toy’s Guide at www.drtoy.com. The information is designed to assist children to play and learn at home and while on vacation.

Dr. Toy’s Best Vacation Products Awards were developed by noted child development authority, Stevanne Auerbach, Ph.D. (a.k.a. Dr. Toy), as a service to consumers who desire to purchase safe, affordable, educationally-oriented, and stimulating toys and play products for children for vacation time at home or on the road.

“As a childhood specialist for 40 years,” says Dr. Toy, “I have seen the continuous, essential need for more year-round resources for consumers to identify and choose the most appropriate products for all children.”

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Letter from Sharon Lechter

Greetings,

Every day more and more people feel the effects of our nation’s current economic crisis. Our children are inheriting debt of unprecedented proportions, and, without adequate ﬁnancial literacy education in the schools and the community, the mistakes of the past will be repeated in generations to come.

Clearly, the need is great to provide today’s youth and their families the opportunity to learn the sound money management skills that form the basis of ﬁnancial literacy. This is why I started Pay Your Family First.

Pay Your Family First is an organization that addresses the ﬁnancial literacy issue with innovative, thoughtful and easy-to-understand programs designed to be immediately applicable in the real world.

In this website you'll learn about our mission, philosophy and programs. We look forward to discussing with you ways in which we can work together to bring this increasingly important education to today’s youth.

Thank you for your time, and I look forward to your support.

Best regards,

Sharon Lechter
Founder and CEO
Pay Your Family First

Game of the Year 2010

ThriveTime for Teens has been named

Creative Child Magazine’s 2010

Game of The Year

(Teens & Family category).

The Need is Real, The Time is Now

The Issue

Poor credit decisions and mismanagement of money created the current economic crisis. Without a foundation of sound financial literacy, the next generation will be even worse off.

The Solution

The President’s Advisory Council on Financial Literacy strongly advocates more early childhood through post-secondary education on the basics of financial literacy. Pay Your Family First delivers essential money management skills with financial literacy programs designed to deliver on that mandate, including entrepreneurship-based YOUTHpreneur programs.

We Need Your Help

Be a part of the solution and improve financial literacy in America. You’ll provide much needed education to today’s youth, allowing them to become masters, instead of slaves, to their money. Your generous tax-deductible contribution, through The International Foundation for Teaching Entrepreneurship and Financial Literacy, designated for Pay Your Family First programs, will go directly to fund a gift of a lifetime for today’s youth—the gift of financial literacy.

Investing in youth financial literacy is an investment in the future. To do your part, contact Angela Totman at 866.976.9548.

Financial Literacy — Pay Your Family First